Clarity for your money.
Clarity for your business.
One CFO for both.
Track what you own, what you owe, and where you're headed — across every account, every entity, every paycheck. Built for individuals and small-business owners who outgrew spreadsheets but can't justify a $5K/mo CFO.
AI-Powered Intelligence
Experience enterprise-grade artificial intelligence that transforms manual financial tasks into automated workflows. Our ML algorithms save hours of work while providing insights that would typically require a dedicated CFO.
Multi-Entity Management
Manage multiple business entities and personal accounts with complete data isolation. Each entity operates independently while providing consolidated views when needed.
Advanced Bank Integration
Connect to thousands of financial institutions across Canada and the US with our Plaid integration. Automatic transaction syncing keeps your data up-to-date with 6-hour sync intervals.
Intelligent Analytics & Reporting
Get actionable insights with our advanced analytics engine. From cash flow projections to detailed financial reports, make informed decisions with confidence.
See your whole picture.
Most apps show you where last month’s money went. PersonalCFO shows you where you stand — everything you own, everything you owe, and how close you are to retiring.
Net Worth
One number that matters. Every asset minus every debt. Updated daily.
Liabilities
Credit cards, car loans, mortgage, student debt — each with a payoff date in plain English.
Retirement
401(k), IRA, pension. Contribution room, employer match, projected balance at 65.
Tax Planning
Safe harbor, Roth conversion, tax-loss harvesting, capital gains, AMT. Run the math before December.
Performance
Time-weighted returns vs. the S&P. Allocation drift alerts before it hurts.
Document Vault
Tax docs, wills, insurance. Uploaded once, searchable forever.
The essentials,
fully labeled.
Twelve tools that cover 90% of what you actually do with money. For the other 10%, see Advanced →
Net Worth Tracker
Everything you own minus everything you owe. One number, updated daily.
Cash Flow Dashboard
See where money came from and where it went this month — live, not a month behind.
Bank Integration
Connect 11,000+ banks via Plaid. Transactions sync every 6 hours, automatically.
Smart Categorization
Receipts scanned, transactions auto-labeled. Rules learn over time.
Budget Management
Set targets per category. Variance alerts before you overspend, not after.
Multi-Entity
Personal + business in one place. Clean data separation per entity.
Debt Payoff Clock
Credit card, car loan, mortgage — each with a countdown to debt-free.
Retirement Planning
401(k), IRA, pension. Contribution room + projected balance at 65.
Tax Planner
Safe harbor, Roth conversion, tax-loss harvesting. Run the math before December.
Document Vault
Tax docs, wills, insurance. Uploaded once, searchable forever.
Team Collaboration
Invite your spouse, bookkeeper, or partner. Role-based access, audit trail.
Mobile Ready
Works in any browser. Progressive web app. No installs, no app store.
Choose your
commitment level.
Starter
Perfect for individuals and small teams
Professional
Ideal for growing businesses
Business
For established businesses
Running an accounting firm? Advisor pricing →
Your legacy
starts today.
30 days free. No charge until day 31. Cancel anytime with one click.