Go deeper
than dashboards.
Forecasting, time-weighted returns, allocation drift alerts, custom reports, multi-entity consolidation. The depth you expected when you hired a CFO.
See your whole picture.
Most apps show you where last month’s money went. PersonalCFO shows you where you stand — everything you own, everything you owe, and how close you are to retiring.
Net Worth
One number that matters. Every asset minus every debt. Updated daily.
Liabilities
Credit cards, car loans, mortgage, student debt — each with a payoff date in plain English.
Retirement
401(k), IRA, pension. Contribution room, employer match, projected balance at 65.
Tax Planning
Safe harbor, Roth conversion, tax-loss harvesting, capital gains, AMT. Run the math before December.
Performance
Time-weighted returns vs. the S&P. Allocation drift alerts before it hurts.
Document Vault
Tax docs, wills, insurance. Uploaded once, searchable forever.
The depth under
the surface.
Predictive Cash Flow
30/60/90-day forecasts with confidence intervals. ML-driven, updated as transactions land.
Performance Analytics
Time-weighted returns vs SPY and 60/40. Drift alerts when your allocation wanders off plan.
Custom Report Builder
Drag-and-drop report designer. Branded PDFs, scheduled delivery, saved templates.
Trend Analysis
Year-over-year, month-over-month, vendor-level. Spot the pattern before the quarter ends.
Budget Variance
Planned vs actual, line-by-line. Drill into any overrun and attach the receipt that caused it.
ML Fraud Detection
Anomaly detection on every transaction. Catch the duplicate, the mis-post, the surprise $400 charge.
Multi-Entity Consolidation
Roll up every entity into one P&L and balance sheet. Inter-entity eliminations handled.
Export to Excel / PDF
Any report, any view, any period. CSV for your analyst, PDF for your board.
Ready for the depth?
Professional tier unlocks everything here. 30 days free — no charge until day 31, cancel anytime.